Online Hi-Lo-13 Blackjack

Online Hi-Lo-13 European Blackjack Gold

Online Hi-Lo-13 European Blackjack Gold — known affectionately as Hi-Lo-13 Blackjack — is an exciting online blackjack game based on European Blackjack with an interesting twist. The twist is an optional side bet on the total of the first two cards in your blackjack hand.

How to Play Hi-Lo-13 Blackjack Online

The first thing you'll notice when you start to play Hi-Lo-13 Blackjack online is that the virtual blackjack table has four betting squares. There is one large square labeled Click To Place Bets, and three smaller squares labeled Lo, 13, and Hi.

The large betting square is where you place your regular blackjack bet. As in all online blackjack games, this bet will be determined by whether you can beat the dealer by getting a higher hand total without going over 21.

The three smaller betting squares are for your optional side bet. This bet is determined by the total of your first two cards only, and this is the aspect of the game that makes Hi-Lo-13 Online Blackjack such an exciting and unusual online black jack game.

The Side Bet in Hi-Lo-13 Blackjack

The side bet in online Hi-Lo-13 Blackjack is a bet on the sum of your first two cards. You place your bet by placing a chip into one of the small betting squares on the virtual blackjack table.

Lo — You win the Lo bet if the sum of your first two cards is less than 13. A winning Lo bet pays out 1-to-1.

13 — You win the 13 bet if the sum of your first two cards is exactly 13. A winning 13 bet pays out 10-to-1.

Hi — You win the Hi bet if the sum of your first two cards is more than 13. A winning Hi bet pays out 1-to-1.

For purposes of the side bet, an ace always counts as 1. Thus, for example, if your first two cards are an ace and a 10, that adds up to 11 and you win the Lo bet. For purposes of your main bet, of course, it still counts as a Blackjack and it still pays out 3-to-2 as in any regular game of European black jack online.

Continuing the European Blackjack Game

The Hi-Lo-13 side bets are determined immediately upon the initial deal of the cards. Your side-bet winnings, if any, are paid out immediately, and, win or lose, the side bets are removed from the virtual black jack table.

After that, your main bet remains on the table, and the game continues according to the regular rules of European Blackjack. This means that you may choose to hit or stand, or, in appropriate circumstances, to take insurance or to double down or split. As in any online blackjack game, your goal is to beat the dealer by getting a higher hand total without going over 21. And as always, you will be awarded a payout on your main bet of 3-to-2 for a blackjack and 1-to-1 for any other winning hand.

Hi-Lo-13 Blackjack Strategy

The Hi-Lo-13 side bet is determined by the initial deal of the blackjack cards, so it really has no effect on your overall blackjack strategy as the European Blackjack game continues. As is usually the case when you play blackjack online, you'll find that your best friend is the blackjack basic strategy chart. Just make sure you find a strategy chart that is specifically tailored for a game with two decks in which the dealer stands on all 17s. You still won't win every hand, of course, but following the guidance of the basic blackjack strategy chart will give you a good chance to beat the dealer and come out ahead in the long run.

Enjoy Playing Hi-Lo-13 Blackjack Online

European Blackjack is a great game and already one of the most popular variations in the online blackjack casino. The addition of the Hi-Lo-13 side bet adds a little extra pizzazz that makes online Hi-Lo-13 Blackjack Gold that much more exciting and that much more fun to play. So give Hi-Lo-13 Blackjack a try today at Wild Jack, the online casino that is proud to be Number 1 in 21.