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Baccarat Rules and Terms |
Baccarat is one of the oldest casino card games and it has a reputation for being a glamorous game for rich gamblers. With the advent of online casinos, however, baccarat has become much more accessible. Now everyone can enjoy playing baccarat online.
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Part of what makes online baccarat a great game is that it's so simple. When playing baccarat online, your decision is limited to deciding what kind of bet to make. Baccarat is fun to play and the baccarat rules are easy to learn.
Baccarat is a game of chance between "the player" and "the banker." You bet on which of the two hands dealt — the banker's or the player's — you think will have a value closest to 9. Do not assume that, because you are "playing" baccarat, you must bet on "the player." You are always free to bet on either the banker or the player. You can also choose to bet on a tie. Online baccarat is played with one standard deck of cards.
In online baccarat, two hands of two cards each are dealt on the virtual baccarat table: the banker's hand and the player's hand. You simply bet on which hand you think will have a value closer to 9.
According to the rules of baccarat, face cards and 10s have a value of 0; aces are worth 1; all other cards are worth their face value.
If the value of the baccarat cards totals 10 or more, then only the last digit counts as the value of the hand. For example, if a baccarat hand consists of a 9 and a 5, adding up to 14, the value of the hand is 4.
The baccarat rules dictate that, in some situations, a third card may be dealt. There is a series of conditions for when the player and/or the banker receives a third card. These are compulsory rules: unlike a blackjack player, a baccarat player has no choice as to whether to hit or stand. When the dust settles and the final baccarat cards are dealt, the hand closest to 9 wins.
The highest total any baccarat hand can have is 9, as calculated according to the baccarat rules explained above. A two-card total of 9 is called a "natural" and cannot lose. An eight is the second-best hand. If both the player and banker are dealt identical hands, it's a tie - neither the banker nor the player wins, but whoever bet on a tie wins big.
Once the bets are made, the dealer turns over the cards. These are the possible ways of winning baccarat:
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The game of baccarat has its own special vocabulary. Here are some of the terms that baccarat players should know:
Banker's hand: One of the two hands in a baccarat game. The "banker" does not necessarily mean the casino.
Commission: A tax of 5 percent taken from a winning bet on the banker's hand.
European baccarat: A baccarat game in which the dealer is the banker and the casino finances the banker's hand.
Face cards: The jacks, queens, and kings of any suit. Face cards and tens have a value of zero under the rules of baccarat.
Online Baccarat: A game of baccarat played via computer at an online casino site. Also known as Internet baccarat.
Player's hand: One of the two hands in a baccarat game. The "player" does not necessarily mean you, the person who is playing baccarat.
Punto Banco: Also known as American Baccarat.
Tie: The situation in which the total value of the banker's hand equals the total value of the player's hand. A winning bet on a tie provides the highest payout of any baccarat bet.
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